On this page:

Overview
- Testing Scenarios
- Test Card Search
Non-3DS Transactions
- Cards that Return APPROVED
- Cards that Return DECLINED
  - Visa, Mastercard, and Amex
  - Discover, Diners, and CUP
3DS Transactions

Overview

Nuvei provides test card numbers for simulating and testing transaction scenarios in the Nuvei integration environment.

Testing Scenarios

Each testing scenario has different test procedures and sets of test cards, as described below:

Non-3DS Transactions
3DS Transactions
For Apple Pay integrations, see the Testing your Apple Pay integration in the Apple Pay Sandbox topic.
For APM provider test credentials, see the Testing APMs topic.

Important facts about test cards:

Test cards are only valid in the Nuvei integration environment.
These cards do not work in the Nuvei production environment.
Using test cards does not transfer any “actual funds”.
cvv and expiration dates are mandatory, but can be any valid value.

Test Card Search

To search our full test card database, press here.

You can search for test cards according to criteria such as:

Is 3DS – Yes or No.
Response – For example, Declined.
Brand – For example, Mastercard.
Card Type – For example, Debit.
Issuer Country – For example, Argentina.

Non-3DS Transactions

Select relevant test cards for your testing.

Cards that Return APPROVED

Card Brand	Card Number	Card Type	Issuer Country
VISA
	4761344136141390	Debit	SG
	4244951901005043	Debit	GB
	4159129252458086	Credit	SV
	4001888687412469	Credit	DE
	4444493318246892	Credit	MX
	4000287447386587	Debit	US
	4263704637473241	Debit	CA
	4001887232273343	Credit	DE
	4815163523263534	Debit	MX
	4761261512059089	Debit	CA
MASTERCARD
	5221744250525131	Credit	MX
	5550343875851690	Credit	ZA
	5333395610225642	Credit	HN
	5203821142568313	Credit	CN
	5550345228382224	Credit	ZA
	5550347471347813	Credit	ZA
	5256787172322309	Debit	MX
	5579103297518880	Debit	MX
	5413037340736315	Credit	DK
	5333378415223095	Credit	KR
AMEX
	375510513169537	Credit	IL
	375510288656924	Credit	IL
	375510379996452	Credit	IL
	375510082116984	Credit	IL
	371775803239324	Credit	MX
	375510671374127	Credit	IL
	374245171846495	Credit	GB
	377935325643346	Credit	US
	371100950658525	Credit	US
	372300444333433	Credit	US

* Returns partial approval
** debit card

Card Brand	Card Number	Card Type	Issuer Country
DISCOVER
	6011405433455453	Credit	EC
	6500217278165735	Debit	US
	6522231777286524	Debit	US
	6523077546008353	Debit	IN
	6011494585241663	Credit	US
DINERS
	3612569856088370	Credit	DE
	3607058379106049	Credit	CY
	3691163844540710	Credit	JP
	3656507855102252	Credit	HR
	3640968297738815	Credit	IL
UNIONPAY
	6233052703225398	Credit	JP
	6225997002966839	Credit	CN

Cards that Return DECLINED

Visa, Mastercard, and Amex

DECLINE REASON	VISA	MASTERCARD	AMEX
Decline	4107652651950141 (Debit/CZ)
Soft Decline - Authentication is Advised	4083595312691240 (Debit/CZ)
External Error in Processing	4916562347530945 (Credit/BR)	5333428817520240 (Debit/US) 5100974305482584 (Credit/AE)	375522468006077
Acquirer Validation		5333438937354537 (Debit/US)	375523758157927
Lost/Stolen	4485076191294772 (Credit/US)	5569269963543635 (Debit/US)	375525551191847
Do Not Honor	4344141510671174 (Debit/IN) 4556028506392670 (Debit/HU)	5525873084077200 (Credit/CN)	375526245963088
Insufficient Funds	4000173946194872 (Debit/IN) 4008384424370890 (Debit/GB)	5221422486574534 (Credit/ZA)	375527621732923
Exceeds Withdrawal Limit	4000187443195604 (Debit/IN)	5333489708661162 (Debit/US)	375528470184265
Exceeds Withdrawal Frequency	4000195795445766 (Debit/IN)	5100166377646655 (Credit/EG)	375529888560948
Invalid Transaction		5168723718989159 (Debit/CZ)	375530247661690
Format Error	4107647509690329 (Debit/CZ)	5333517973350499 (Debit/US)	375531106876767 (Credit/ID)
Issuer or Switch Inoperative		5588341543306531 (Credit/VE)	375532459530571 (Credit/ID)
Timeout/Retry	4000237713987816 (Debit/US) 4278487992333811 (Debit/CZ)	5333532518522957 (Debit/US)	375533681238421
Expired Card	4000248973221309 (Credit/US) 4916508401622052 (Debit/US)	5470713299676435 (Credit/MY)	375534420278488
Transaction Not Permitted To Cardholder	4603171563067000 (Debit/CZ)	5333557789258866 (Debit/US)	375535539097263
Transaction Not Permitted on Terminal	4917013255931104 (Debit/CZ) 4748439206230996 (Credit/DE)	5333561510977349 (Debit/US)	375536918002221
Restricted Card	4645798619106711 (Debit/AU)	5109992699761356 (Debit/US)	375537814484422
Invalid CVV		5333582039422930 (Debit/US)
Invalid CVV2	4521107938796906 (Credit/TT)	5305413741572156 (Debit/ES)	375538674165655
Closed Account	4105876029788196 (Debit/ZA)	5338851568249096 (Debit/ZA)

Discover, Diners, and CUP

DECLINE REASON	DISCOVER	DINERS	UNIONPAY
Do not honor	6011206953470801 (Credit/US) 6568365229182199 (Debit/US)	3640954952602512 (Credit/IL) 3617664178153880 (Credit/CZ)	6217997941217468
Insufficient Funds	6566363829549869 (Debit/US)	3602188941376054 (Credit/EC)	6227894176679215
Expired Card	6011459835799703 (Credit/US) 6566238904088498 (Debit/US)	3603249190052132 (Credit/CO)
Decline		3608386707756170 (Credit/HR)	6222023741827985

3DS Transactions

The Nuvei sandbox environment allows you to simulate and test possible 3DS flow scenarios.

Background

Frictionless Flow vs. Challenge-Based Customer Authentication

The issuer carries the risk of chargebacks from transactions performed by their cardholders. Therefore, issuers analyze the risk of potential transactions, based on available transaction and device information, time zone, etc.:
- “Low-risk” transactions (called “Frictionless“), are marked as “3D-authenticated”.
  The issuer accepts the “liability shift”, returns a “Frictionless indicator” in the authentication response, and authorizes the payment process to continue.
- “Higher-risk” transactions are either rejected, or marked for “Challenge-based customer authentication”, in an attempt to reduce the potential risk.
  The issuer presents the customer with a Customer Authentication Challenge form (according to 3DS “Strong Customer Authentication” rules).
  The result of the Challenge is returned by the issuer in the authentication response.

3DS Test Scenarios

You can test 3DS test scenarios by sending specific combinations of cardNumber and cardHolderName in your API request, or Payment Page input form.

The cardNumber and cardHolderName test values are provided for you in the Specifying Test Scenarios section below.
Example Combinations of cardNumber and cardHolderName for Testing 3DS:
Scenario amount cardHolderName cardNumber

Frictionless >= 150 FL-BRW1 4000020951595032

Challenge 151 CL-BRW2 2221008123677736

non-3DS 10 Jane Smith 4000027891380961

Scenario	amount	cardHolderName	cardNumber
Frictionless	>= 150	FL-BRW1	4000020951595032
Challenge	151	CL-BRW2	2221008123677736
non-3DS	10	Jane Smith	4000027891380961

Specifying Test Scenarios

Specify a 3DS test scenario by sending the relevant combination of cardNumber and cardHolderName values, in your request.

Select the relevant cardNumber and cardHolderName values from the test values in the following two tables:

`cardHolderName` for 3DS

Possible Scenarios	cardHolderName
Frictionless (FL) Browser Flow (BRW)	FL-BRW1 FL-BRW2 FL-BRW3 FL BRWA FL-BRW1-EXMPT * (* See Frictionless Browser 3DS Exemptions Flow below for details.)
Challenge (CL) Browser Flow (BRW)	CL-BRW1 CL-BRW2 CL-BRW3 CL BRWA
Error Message (ERR) Browser Flow (BRW)	ERR-BRW1 ERR-BRW2 ERR-BRW3
Frictionless (FL) Mobile Application (APP)	FL-APP1 FL-APP2 FL-APP3
Challenge (CL) Mobile Application (APP)	CL-APP1 CL-APP2 CL-APP3

`cardNumber` for 3DS

To simulate a 3DS Challenge, select a card where: threeDSMethodURL = NULL
To simulate 3DS Fingerprinting, select a card where: threeDSMethodURL = {a relevant URL}

Card Brand	Card Type	Issuer Country	Card Number	Response	Reason
VISA	Credit
		GB	4000023164892261	Approved
		IN	4005241818985068	Approved
		MX	4037073766091520	Approved
		GB	4021937195658109	Declined	Soft Decline - Authentication is Advised
	Debit
		PL	4742101426751112	Approved
		GB	4008370896662369	Declined	Decline
		IN	4000164166749263	Declined	Do not honor
		BE	4871040116543210	Declined	Stolen card
MASTERCARD	Credit
		MX	5408458947067358	Approved
		MX	5333418445863914	Declined	Decline
		MX	5359438180895896	Declined	Declined by the bank
	Debit
		DE	5353029602254618	Approved
		BE	5127880173456783	Approved
		US	5109486948867999	Declined	Soft Decline - Authentication is Advised
		US	5333463046218753	Declined	Do not honor

Additional 3DS Scenarios

Frictionless Exemption

The following Frictionless Exemption scenario is only applicable to testing Mastercard 3DS test cards (for example: 5333302221254276).

You can test a (Mastercard) Frictionless Browser 3DS Exemption scenario, by sending a “payment” or an “authorize” request, and include the following test parameters:

paymentOption.card.cardHolderName = “FL-BRW1-EXMPT“
threeD.mpiChallengePreference = “ExemptionRequest“
threeD.mpiExemptionRequestReason = “LowValuePayment“

Expected Responses:

A successful Exemption request returns:
- transactionStatus=APPROVED
- ECI 6 – Mastercard
A rejected Exemption request returns:
- The data needed to begin a Challenge flow.

Frictionless or Challenge

Use these cardNumber and amount values to trigger a Frictionless or 3D-Challenged transaction flow:

Scenario	amount	cardNumber
Frictionless	83.1 (all currencies)	5545060700001113 4567491000001113
Challenge	115.2 (all currencies)	5545060700002228 4567491000002228

Testing Cards