Overview

Nuvei does not recommend non-3D Secure (non-3DS) card payments. However, in some cases, a merchant can choose to avoid 3DS altogether.

The REST 2.0 non-3DS card payment flow consists of:

1. Rendering a Form – Collect the cardholder details on your payment page.
2. Payment – Send a REST 2.0 /payments request.

1. Rendering a Payment Form

On the merchant’s payment page, render a form to collect cardholder details.

2. Payment

To perform a non-3DS payment with a card, send a POST /payments request with:

• A header that includes includes the merchant’s API key for authentication. See the REST 2.0 Authentication page.
• Its mandatory parameters.

The request can include additional, optional parameters.

Example POST /payments Non-3DS Request

{
  "processingEntityId": "<your processingEntityId>",  
  "amount": 10.5,
  "currency": "USD",
  "transactionType": "Sale",
  "paymentOption": {
    "store": "buyerToken",
    "card": {
      "cardNumber": "5101081046006034",
      "cardHolderName": "John Smith",
      "expirationMonth": "10",
      "expirationYear": "2026",
      "cvv": "345"
    }
  },
  "custom": {
    "description": "Some description"
  },
  "deviceDetails": {
    "ipAddress": "<customer's IP address>",
    "browser": {
      "acceptHeader": "Y",
      "userAgent": "Mozilla/5.0 (Windows NT 10.0; Win64; x64) AppleWebKit/537.36 (KHTML, like Gecko) Chrome/105.0.0.0 Safari/537.36",
      "javaEnabled": "true",
      "language": "en-US",
      "colorDepth": "24",
      "screenHeight": "1080",
      "screenWidth": "1920",
      "timeZone": "0",
      "javaScriptEnabled": "true"
    }
  },
  "buyerDetails": {
    "buyerId": "<unique customer identifier in your system>",
    "firstName": "John",
    "lastName": "Smith",
    "companyName": "Nuvei Corp",    
    "dateOfBirth": "1978-06-27",
    "email": "[email protected]",
    "phone": "6175551414",
    "billingAddress": {
      "address": "22 Main Street",
      "zip": "02460",
      "city": "Boston",
      "countryCode": "US",
      "phone": "6175551414",
      "addressMatch": "true"
    },
    "shippingAddress": {
      "sameAsBilling": "true",
      "address": "22 Main Street",
      "zip": "02460",
      "city": "Boston",
      "countryCode": "US",
      "phone": "6175551414"      
    }
  }
}

Example /payments Non-3DS Response

{
    "paymentId": "375011",
    "transactionId": "2110000000010964089",
    "externalTransactionId": "211010964089",
    "amount": 10.5,
    "currency": "USD",
    "transactionType": "Sale",
    "result": {
        "status": "approved"
    },
    "authCode": "300250",    
    "partialApproval": {
        "requestedAmount": 10.5,
        "requestedCurrency": "USD"
    },
    "paymentOption": {
        "card": {
            "cardHolderName": "John Smith",
            "maskedCardNumber": "5****6034",
            "bin": "523233",
            "last4Digits": "6034",
            "expirationMonth": "10",
            "expirationYear": "2026",
            "acquirerId": "99",
            "cardType": "Credit",
            "cardBrand": "MASTERCARD",
            "paymentTokenId": "b058c947-011d-4695-969a-3d6dae9a1d91"
        }
    }
}