- METHOD TYPEE-wallet
- PAYMENTS
- PAYOUTS
- REFUNDS
- RECURRING
Introduction
DuitNow is a Malaysian real-time payments network managed by Malaysia’s central payment authority, PayNet, that allows customers to make a payment and receive funds from any participating bank and eWallet using a QR code.
DuitNow supports partial refunds.
Supported Countries
- Malaysia
Supported Currencies
- MYR
Payment (Deposit) Flow
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Follow these steps to perform a payment using Nuvei REST API integration:
1. Generate a sessionToken
Press here for details.
2. Send a /payment
Request
Perform the payment by sending a /payment
request with its mandatory parameters including:
userTokenId
amount
currency
paymentOption.alternativePaymentMethod
class containing:paymentMethod
: “apmgw_DuitNow“
deviceDetails
class containing:ipAddress
billingAddress
class containing:firstName
,lastName
,email
,country
,phone
userDetails
class containing:firstName
,lastName
,email
,country
,phone
Example /payment
Request
{ "sessionToken":"<sessionToken from /getSessionToken>", "merchantId":"<your merchantId>", "merchantSiteId":"<your merchantSiteId>", "clientRequestId":"<unique request ID in merchant system>", "amount":"200", "currency":"MYR", "userTokenId":"<unique customer identifier in merchant system>", "clientUniqueId":"<unique transaction ID in merchant system>", "paymentOption":{ "alternativePaymentMethod":{ "paymentMethod":"apmgw_DuitNow" } }, "deviceDetails":{ "ipAddress":"<customer's IP address>" }, "billingAddress":{ "firstName": "John", "lastName": "Smith", "email":"[email protected]", "country": "MY", "phone":"6175551414" }, "userDetails":{ "firstName": "John", "lastName": "Smith", "email":"[email protected]", "country": "MY", "phone":"6175551414" }, "timeStamp":"<YYYYMMDDHHmmss>", "checksum":"<calculated checksum>" }
The response generates and returns a redirect URL (redirectUrl
) to redirect the customer to the payment page, as well as a UPO (userPaymentOptionId
) for use in future transactions.
Example /payment
Response
{ "internalRequestId": 1048812248, "status": "SUCCESS", "errCode": 0, "reason": "", "merchantId": "979047831696752006", "merchantSiteId": "217268", "version": "1.0", "clientRequestId": "20240508091256", "sessionToken": "6aab4a31-1b46-4c5d-aa91-e31c5a71978c", "clientUniqueId": "20180327175242", "orderId": "442228258", "userTokenId": "TestToken", "paymentOption": { "redirectUrl": "https://gw-apm-globalpayapi.nuvei.com/Home?PaymentToken=535B6DB4E5D58D45D134DCC215FC79D2.27140076", "userPaymentOptionId": "110890658", "card": {} }, "transactionStatus": "REDIRECT" }
After the transaction is processed, Nuvei sends a Direct Merchant Notification (DMN) that includes the result of the transaction to urlDetails.notificationUrl
, which Nuvei recommends including in the /payment
request.
Follow these steps to perform a payment using Nuvei Web SDK integration.
1. Initiate a Session
Before you can submit payment using the client-side Nuvei Web SDK, you need to send the /openOrder
API call.
2. Initialize the Web SDK
Instantiate the Web SDK with the sessionToken
received from the server call to /openOrder
.
3. Create an APM Payment
Send a createPayment()
request with its mandatory parameters including:
paymentOption.alternativePaymentMethod
class containing:paymentMethod
: “apmgw_DuitNow“
deviceDetails
class containing:ipAddress
billingAddress
class containing:firstName
,lastName
,email
,country
,phone
userDetails
class containing:firstName
,lastName
,email
,country
,phone
Example createPayment()
Request
sfc.createPayment({ sessionToken: "<sessiontoken>", paymentOption: { alternativePaymentMethod: { paymentMethod: "apmgw_DuitNow", } }, deviceDetails:{ ipAddress:"<customer's IP address>" }, billingAddress: { firstName: "John", lastName: "Smith", email: "[email protected]", country: "MY", phone:"6175551414" }, userDetails: { firstName: "John", lastName: "Smith", email: "[email protected]", country: "MY", phone:"6175551414" }, }, function (res) { console.log(res); });
After the transaction is processed, Nuvei sends a Direct Merchant Notification (DMN) that includes the result of the transaction to urlDetails.notificationUrl
, which Nuvei recommends including in the /openOrder
request.
Example Payment Page Request
After the transaction is processed, Nuvei sends a Direct Merchant Notification (DMN) that includes the result of the transaction to notify_url
, which Nuvei recommends including in the request.
- REST API
-
Follow these steps to perform a payment using Nuvei REST API integration:
1. Generate a
sessionToken
Press here for details.
2. Send a
/payment
RequestPerform the payment by sending a
/payment
request with its mandatory parameters including:userTokenId
amount
currency
paymentOption.alternativePaymentMethod
class containing:paymentMethod
: “apmgw_DuitNow“
deviceDetails
class containing:ipAddress
billingAddress
class containing:firstName
,lastName
,email
,country
,phone
userDetails
class containing:firstName
,lastName
,email
,country
,phone
Example
/payment
Request{ "sessionToken":"<sessionToken from /getSessionToken>", "merchantId":"<your merchantId>", "merchantSiteId":"<your merchantSiteId>", "clientRequestId":"<unique request ID in merchant system>", "amount":"200", "currency":"MYR", "userTokenId":"<unique customer identifier in merchant system>", "clientUniqueId":"<unique transaction ID in merchant system>", "paymentOption":{ "alternativePaymentMethod":{ "paymentMethod":"apmgw_DuitNow" } }, "deviceDetails":{ "ipAddress":"<customer's IP address>" }, "billingAddress":{ "firstName": "John", "lastName": "Smith", "email":"[email protected]", "country": "MY", "phone":"6175551414" }, "userDetails":{ "firstName": "John", "lastName": "Smith", "email":"[email protected]", "country": "MY", "phone":"6175551414" }, "timeStamp":"<YYYYMMDDHHmmss>", "checksum":"<calculated checksum>" }
The response generates and returns a redirect URL (
redirectUrl
) to redirect the customer to the payment page, as well as a UPO (userPaymentOptionId
) for use in future transactions.Example
/payment
Response{ "internalRequestId": 1048812248, "status": "SUCCESS", "errCode": 0, "reason": "", "merchantId": "979047831696752006", "merchantSiteId": "217268", "version": "1.0", "clientRequestId": "20240508091256", "sessionToken": "6aab4a31-1b46-4c5d-aa91-e31c5a71978c", "clientUniqueId": "20180327175242", "orderId": "442228258", "userTokenId": "TestToken", "paymentOption": { "redirectUrl": "https://gw-apm-globalpayapi.nuvei.com/Home?PaymentToken=535B6DB4E5D58D45D134DCC215FC79D2.27140076", "userPaymentOptionId": "110890658", "card": {} }, "transactionStatus": "REDIRECT" }
After the transaction is processed, Nuvei sends a Direct Merchant Notification (DMN) that includes the result of the transaction to
urlDetails.notificationUrl
, which Nuvei recommends including in the/payment
request. - Web SDK
-
Follow these steps to perform a payment using Nuvei Web SDK integration.
1. Initiate a Session
Before you can submit payment using the client-side Nuvei Web SDK, you need to send the
/openOrder
API call.2. Initialize the Web SDK
Instantiate the Web SDK with the
sessionToken
received from the server call to/openOrder
.3. Create an APM Payment
Send a
createPayment()
request with its mandatory parameters including:paymentOption.alternativePaymentMethod
class containing:paymentMethod
: “apmgw_DuitNow“
deviceDetails
class containing:ipAddress
billingAddress
class containing:firstName
,lastName
,email
,country
,phone
userDetails
class containing:firstName
,lastName
,email
,country
,phone
Example
createPayment()
Requestsfc.createPayment({ sessionToken: "<sessiontoken>", paymentOption: { alternativePaymentMethod: { paymentMethod: "apmgw_DuitNow", } }, deviceDetails:{ ipAddress:"<customer's IP address>" }, billingAddress: { firstName: "John", lastName: "Smith", email: "[email protected]", country: "MY", phone:"6175551414" }, userDetails: { firstName: "John", lastName: "Smith", email: "[email protected]", country: "MY", phone:"6175551414" }, }, function (res) { console.log(res); });
After the transaction is processed, Nuvei sends a Direct Merchant Notification (DMN) that includes the result of the transaction to
urlDetails.notificationUrl
, which Nuvei recommends including in the/openOrder
request. - Payment Page
-
Example Payment Page Request
After the transaction is processed, Nuvei sends a Direct Merchant Notification (DMN) that includes the result of the transaction to
notify_url
, which Nuvei recommends including in the request.
User Experience
- The user is redirected to the DuitNow QR code page.
- The user logs into the desired account or eWallet.
- The user scans the QR code.
- After reviewing the payment details, the user confirms the payment and enters the PIN.
- The payment final status appears.