Attributes

• METHOD TYPEBank Transfer
• PAYMENTS
• PAYOUTS
• REFUNDS
• RECURRING

Introduction

PSE is a real-time online bank transfer payment method in Colombia. At checkout, the customer selects the name of their bank and logs in to their online banking environment. They review the pre-populated payment details, authorize the payment and then simply wait for the purchase to arrive, or their account to be credited in the case of a service.

Supported Countries

• Colombia

Supported Currencies

• COP
• USD

Payment (Deposit) Flow

Follow these steps to perform a payment using Nuvei REST API integration:

1. Generate a sessionToken

Press here for details.

2. Send a /payment Request

Perform the payment by sending a /payment request with its mandatory parameters including:

• userTokenId
• amount
• currency
• paymentOption.alternativePaymentMethod class containing:
  • paymentMethod: “apmgw_PSE_PZ“
  • paymentez_userName – Customer name
  • paymentez_userType – Customer type (“N” for persona natural, “J” for persona jurídica)
  • paymentez_userFisNumber – Customer’s document type
  • paymentez_fiscalNumber – Customer’s document number
  • paymentez_email – Customer’s email
  • paymentez_bankCode – The bank code of the selected bank
    
    To receive the list of available banks, you should call /getMerchantPaymentMethods.

• deviceDetails class containing: ipAddress
• billingAddress class containing: firstName, lastName, country, email, phone, address, city, zip
• userDetails class containing: firstName, lastName, country, email, phone, address, city, zip

Example /payment Request

{
  "sessionToken": "<sessionToken from /getSessionToken>",
  "merchantId": "<merchantId>",
  "merchantSiteId": "<merchantSiteId>",
  "clientUniqueId": "<unique transaction ID in merchant system>",
  "clientRequestId": "<unique request ID in merchant system>",
  "amount": "200",
  "currency": "COP",
  "userTokenId": "<unique customer identifier in merchant system>",
    "paymentOption": {
      "alternativePaymentMethod": {
      "paymentMethod": "apmgw_PSE_PZ",
      "paymentez_userName": "john smith"
      "paymentez_userType": "N"
      "paymentez_userFisNumber": "CC"
      "paymentez_fiscalNumber": "1148217216"
      "paymentez_email": "[email protected]"
      "paymentez_bankCode": "5432"
      }
    },
  "deviceDetails": {
    "ipAddress": "<customer's IP address>"
  },
  "billingAddress":{
    "firstName": "John",
    "lastName": "Smith",
    "country":"CO",
    "email":"[email protected]",
    "phone": "5713822800",
    "address": "Carrera 8",
    "city": "Bogotá",
    "zip": "111711"
  },
  "userDetails": {
    "firstName": "John",
    "lastName": "Smith",
    "country": "CO",
    "email":"[email protected]",
    "phone": "5713822800",
    "address": "Carrera 8",
    "city": "Bogotá",
    "zip": "111711"
  },
  "timeStamp": "<YYYYMMDDHHmmss>",
  "checksum": "<calculated checksum>"
}

After the transaction is processed, Nuvei sends a Direct Merchant Notification (DMN) that includes the result of the transaction to the URL provided in urlDetails.notificationUrl, which Nuvei recommends including in the /payment request.

User Experience

1. The user is redirected to the PSE page.
2. The user enters their email.
   
   The user is redirected to their bank to complete the deposit.
   A payment notification is received.

Testing

Select “Test bank” and follow the steps.

Appendix

The following Fiscal Number Type (paymentez_userFisNumber) values are accepted: