Attributes

• METHOD TYPEBank Transfer
• PAYMENTS
• PAYOUTS
• REFUNDS
• RECURRING

Introduction

India Payouts supports immediate withdrawals 24 hours per day, 7 days per week in India.

Supported Countries

• India

Supported Currencies

• INR

Payout (Withdrawal) Flow

When performing a /payout with India Payouts, the following flow including the /accountCapture method is used before processing the /payout request:

1. Generate a sessionToken. Press here for details.
2. Send an /accountCapture request that includes the following mandatory fields as shown in the example request below:
   • userTokenId – Unique customer identifier in merchant system.
   • paymentMethod: “apmgw_India_Payouts“
   • currencyCode: INR
   • countryCode: IN
     
     

     Example /accountCapture Request

     {
       "sessionToken": "<sessionToken from /getSessionToken>",
       "merchantId": "<your merchantId>",
       "merchantSiteId": "<your merchantSiteId>",
       "userTokenId": "<unique customer identifier in merchant system>",
       "paymentMethod": "apmgw_India_Payouts",
       "currencyCode": "INR",
       "countryCode": "IN"
     }

     The request returns a redirectUrl.

     Example /accountCapture Response

     {
       "redirectUrl":"https://cdn.safecharge.com/safecharge_resources/v1/bank-details-19624.html?bankAccount=&submitUrl=https%3A%2F%2Ftest.safecharge.com%2FAPMNotificationGateway%2FApmConnector%2FbankCapture%2F78FC9EBD46186B122D5C76C3DAFA963F&mode=1&bankIfsc=&accountNumber=",
       "userTokenId":"Test",
       "sessionToken":"b0c6c219-4428-4c29-b4a7-6d0fda8ba9e8",
       "internalRequestId":464427208,
       "status":"SUCCESS",
       "errCode":0,
       "reason":"",
       "merchantId":"1122334455667891011123",
       "merchantSiteId":"123456",
       "version":"1.0"
     }

3. Use redirectUrl to redirect the customer to the Merchant’s account details capture interface for them to enter their account details.
   Once the information is captured, Nuvei stores the data in a userPaymentOptionId (UPO) identifier, and sends a Direct Merchant Notification (DMN) back to the user with the newly created userPaymentOptionId.
4. Send a /payout request and include the userPaymentOptionId, which contains the user’s previously stored APM account details. Press here for an example.

After the transaction is processed, Nuvei sends a DMN that includes the result of the transaction to the URL provided in urlDetails.notificationUrl, which Nuvei recommends including in the /payout request.

Testing

Any test data generates a PENDING transaction.

The payout is either approved automatically or with the help of the provider.