Introduction

RuPay is a local Indian payment card launched in 2012. By mid-2018, there were 500 million debit, credit, and prepaid RuPay cards in the market. More than 1,100 issuers and acquirers offer RuPay. Cards can be used for online purchases by entering card details and a one-time password (OTP) sent via SMS. RuPay cards are co-branded with Discover Financial Services for international acceptance.

Supported Countries

• India

Supported Currencies

• INR

REST API

Payment (Deposit) Flow

Follow these steps to perform a payment using Nuvei REST API integration:

1. Generate a sessionToken

Press here for details.

Set the paymentMethod value to RUPAY.

B2B Transaction

For B2B transactions, merchants are required to collect:

• Company name as the user’s first name.
• Company ZIP code as the user’s ZIP code.

Example Mandatory Invoice Details

{
  "merchantDetails": {
    "customField1": "customField1-value",
    "customField8": "invoice-id-12345"
  }
}

Invoice ID must be passed in merchantDetails.customField8.

Cross-border Transaction

Mandatory customer details for cross-border transactions:

• firstname
• lastname
• country
• zipcode

Payout (Withdrawal) Flow

Send a /payout request and include the userPaymentOptionId, which contains the user’s previously stored APM account details.

After the transaction is processed, Nuvei sends a DMN that includes the result of the transaction to urlDetails.notificationUrl, which Nuvei recommends including in the /payout request.

**DMN example?**

Web SDK

Payment (Deposit) Flow

**TBD**

Withdrawal Flow

**TBD**

Payment Page

Payment (Deposit) Flow

**TBD**

Simply Connect

Payment (Deposit) Flow

**TBD**

DMN

**TBD**

User Experience

**add captures from KB doc**

1. User selects RuPay.
2. User enters the amount.
3. User selects Deposit.
4. User is redirected to the PayU payment page.
5. User enters card details.
6. User enters the OTP.
   User is returned to the cashier.

Testing

Mandatory customer details for cross-border payments:

• firstname
• lastname
• country
• zipcode

Mandatory invoice details:

xxxx

Example Invoice ID

{
  "merchantDetails": {
    "customField1": "customField1-value",
    "customField8": "test1gg26345444"
  }
}

The values supplied must be real and accurate and not dummy values.

Optional customer details:

• address1
• city
• state

Test card:

• Card Number: 6082015309577308
• Expiry Date: 05/30
• CVV: 123
• Name on Card: Any name
• OTP: 123456

For airline mode testing (sandbox):

• PAN: BTBPG6414R
• Name: Bhaskar Gurnaney
• Date of Birth: 10/10/1997
• Code: Any six-digit code

INTERNAL NOTES