| Approved | The transaction has been verified and will be processed at the designated cut-off time. |
| Declined | The transaction has been declined by the Enterprise Payment Solutions (EPS) system and will not be processed. The transaction exceeded either Dual Authorization limits or Velocity limits. |
| Processing_Error | An error has occurred within the system. |
| Voided | The transaction has been voided and will not be processed. Transactions may not be voided once the item is in the Processed status. |
| Captured | Transaction was processed/settled. |
| Refunded | Sale transaction was refunded. |
| Reversed | Transaction was reversed due to a chargeback. |
| Processed | The transaction has been transmitted to the appropriate network (ACH or Check 21). Changes can no longer be made, and the transaction can no longer be voided. |
| Cleared | Transaction was held and cleared for processing. |
| Charge Back | A Chargeback has occurred for the transaction. |
| Collected | One or more transactions originally returned as NSF have been re-presented, and funds were recovered. |
| Collection_Failed | Re-presentment failed |
| Originated | Transaction authorization |
| Settled | Settled transaction |
| Represented | The transaction that was originally return NSF, has been sent for processing. |
| Held_For_Approval | Transaction has been verified, but the amount of the transaction exceeds the authorization limit. An authorized approver must review, then either approve or void the transaction. |
| Suspended | The transaction was been verified, but it has exceeded velocity limits. |
| Sent_To_Collection | Transaction has been sent to Collections. |
| Research_Complete | When a transaction is returned and does have a return code, it goes to Research. Research Complete occurs when the return reason is known. |
| Research_Failed | Occurs when research is completed, and the return reason is not known. |
| Disputed | The transaction was returned because the account holder at the receiving financial institution has disputed its validity. The transaction will be charged back (reversed). |
| Returned_NSF | Returned due to non-sufficient funds (NSF). |
| Returned_Bad_Account | Transaction return with bad account number. |
| Other_Check21_Returns | Transaction was returned by Federal Reserve. The transaction will be charged back. |
| __NONE (All Events) | No event associated |
| Resolved | A user moved one or more transactions into a resolved status. No further processing will occur. |
| Unauthorized | Transaction was returned due to an Unauthorized Return Reason Code. See below. |
| Notice_Of_Change | A notice of change occurs when previously valid information has become outdated or information contained in a transaction is erroneous and should be changed. |
Last modified August 2024